Before You Start Your Financial Journey
Getting your finances sorted isn't just about numbers — it's about setting yourself up for the life you actually want. Here's what you need to know before we dive in together.
Are You Ready to Take Control?
Look, I've worked with hundreds of Australian families over the past decade, and the ones who see real change share some common traits. It's not about how much money you make or how perfect your situation is right now.
What matters is being honest about where you are and committed to making some changes. Even small ones can completely shift how your family handles money.
- You're tired of money stress affecting your relationships
- You want your kids to understand money better than you did
- You're ready to track spending for at least 30 days
- You can commit to weekly family money conversations
- You're willing to question how you currently handle finances
- You want to plan beyond just paying bills
Building Your Foundation
Before we start creating budgets or setting big goals, we need to understand what's actually happening with your money right now. Think of this as getting a proper diagnosis before treatment.
Your Money Story
Everyone has beliefs about money that come from childhood, family, and past experiences. We'll unpack these because they drive most of your financial decisions.
Current Reality Check
No judgment here — just honest numbers. Income, expenses, debts, savings. We need to know exactly where you stand today.
Family Dynamics
Who makes financial decisions? How do you talk about money with your partner and kids? These patterns shape everything else.
Simple Systems
We'll set up basic tracking and organization systems that actually work for your lifestyle. Nothing complicated or time-consuming.
What to Expect in Your First 90 Days
This isn't about perfection or dramatic overnight changes. It's about building sustainable habits that stick.
Weeks 1-2: Getting Clear
We start by understanding your current situation without any pressure to change anything yet. Just observation and honest conversation about what's working and what isn't.
Weeks 3-6: Small Shifts
Now we introduce simple changes — maybe it's tracking expenses for a week or having one family money meeting. Nothing overwhelming, just building momentum.
Weeks 7-10: Finding Your Rhythm
You'll start seeing patterns in your spending and family discussions will feel more natural. We'll adjust the approach based on what's actually working for your family.
Weeks 11-12: Looking Forward
By now you'll have systems that feel sustainable and goals that excite rather than overwhelm you. We'll plan your next steps based on the progress you've made.
Mackenzie Broworth
Family Financial Coach
You Won't Be Doing This Alone
I've been helping Australian families get their finances sorted since 2015. What I've learned is that everyone's situation is different, but the fundamentals of building financial confidence are remarkably similar.
My approach isn't about restrictive budgets or giving up everything you enjoy. It's about understanding your money well enough to make choices that align with what matters most to your family.
I work with parents who want to break generational patterns, couples who need to get on the same page financially, and families who are ready to build wealth slowly and sustainably.