At feranexivo, we believe in complete transparency about how we collect and use information when you visit our family budgeting platform. This policy explains our use of cookies and similar tracking technologies on feranexivo.com, helping Australian families make informed decisions about their online privacy while accessing our budgeting tools and resources.
What Are Cookies and Tracking Technologies
Cookies are small text files stored on your device when you visit our website. They help us remember your preferences, understand how you interact with our budgeting tools, and provide a more personalised experience. We also use web beacons, pixel tags, and local storage technologies that serve similar functions.
Think of cookies as digital bookmarks that help us remember where you left off in creating your family budget or which financial calculators you've used previously. This means you won't have to start from scratch each time you return to our platform.
Types of Tracking We Use
How Tracking Enhances Your Experience
Our tracking technologies work behind the scenes to make your budgeting journey smoother. When you create a monthly budget template, functional cookies remember your preferred categories and spending limits, so you don't need to recreate everything from scratch next month.
Analytics help us understand that many Australian families struggle with tracking irregular expenses like car registration or school fees. This insight led us to develop our "Annual Expense Planner" feature, which helps you set aside money throughout the year for these predictable but infrequent costs.
We also use this data to identify when users get stuck on particular steps in our budgeting process. For example, we noticed many people had difficulty categorising their expenses, which prompted us to create our "Smart Category Suggestions" feature that learns from similar Australian households.
Managing Your Cookie Preferences
You have complete control over how cookies function on your device. Most web browsers allow you to manage cookie settings through their preferences menu. Here's how to access these controls:
Keep in mind that disabling certain cookies might affect your experience with our budgeting tools. Essential cookies are necessary for basic functionality, but you can choose to block analytics and marketing cookies if you prefer.
Data Retention and Your Rights
We don't hold onto your data longer than necessary. Different types of information have different retention periods based on their purpose and legal requirements in Australia.
Login status and temporary preferences are cleared when you close your browser
Analytics data about page visits and feature usage to improve our platform
Marketing preferences and personalisation settings you've chosen
Budget templates and financial data you've saved to your account
You can request to see what data we've collected, ask us to correct inaccuracies, or request deletion of your information at any time. As an Australian business, we comply with the Privacy Act 1988 and Australian Privacy Principles.
Third-Party Services and Integration
Some of our features integrate with trusted third-party services to provide enhanced functionality. Our debt calculator might connect with current Australian interest rate data, or our savings goal tracker might reference inflation figures from the Reserve Bank of Australia.
These integrations involve limited data sharing, and we only work with services that meet our privacy standards. We never share your personal financial information with third parties for their marketing purposes. Any data sharing is specifically to enhance your budgeting experience or provide accurate financial calculations.
Questions About Our Cookie Policy?
We're here to help clarify any aspect of our data practices. Contact our privacy team at support@feranexivo.com or reach us at +61262607005. You can also write to us at Macarthur St Taralga NSW 2580, Australia.